A study in texture provides a warm, inviting new home for this online financial services company.  The challenge here was creating a space that is appropriately formal and sophisticated for the high-end financial institutions this firm targets as a potential growth channel, yet comfortable for the low to mid-market institutions often located in rural communities that have been their bread and butter since the company’s founding.  Formal organization of spaces with reclaimed and antique wood features, richly textured carpet and raw steel has broad appeal to both markets.  A flexible family room provides a space for employee recreation training and can expand to accommodate all-hand meetings and presentations.