Good morning or good afternoon or good evening. Wherever you're joining from today, let me know in the chat my name is Georgina and I'm joining from England in the UK. It is currently just gone 6:30 AM and it's actually I didn't check the temperature this morning, but I'm guessing it's going to be like zero or two or minus 2 something like that. 

Pretty chilly. Not necessarily as chilly as other parts of the world, of course, but it is chilly. So yeah, let me know where you're joining from. What's the weather like in your neck of the woods? As they say here, yeah, minus 2 degrees minus 2 this morning.