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During the crisis, the credibility of the banks badly shaken and rather to put money in banks people statred to invest under the mattresses.
We knew that if Parex Bank would say that they have highest percentage rate per year, still there will be people with a mattresses factor. That is why we invite people bring their mattresses with money.
13% per year for your money.
0% per year for your mattress.

If you really think, that keeping money under the mattress is safer, then put it together with your money on deposit in Parex Bank.