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Disability Insurance Is an Important Safety Net
In addition to working as an oral surgeon, Christopher C. (Chris) Babcock, MD, DMD, is a licensed insurance broker. Christopher C. Babcock, MD, has been an advocate for disability insurance since he experienced a debilitating injury in 2014. His disability insurance policy gave him a sustainable income during a difficult period.

While disability insurance is not as well known as life insurance or health insurance, it is just as important. By owning disability insurance policies, workers can protect their long-term financial stability. According to the US Centers for Disease Control and Prevention, 25 percent of working Americans will become severely disabled before they reach the legal retirement age.

The Social Security Disability Insurance program has strict requirements and a lengthy approval process. Instead, individuals can purchase private long-term disability insurance. If a policyholder experiences an injury or condition that prevents him/her from working for months, years, or indefinitely, the insurer will pay up to 60 percent of the individual’s income.
Disability Insurance Is an Important Safety Net
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Disability Insurance Is an Important Safety Net

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