Don’t LikeRisks in Investments?Invest in Large Cap Fund
We are always taught that taking risks is the sure way to success. But before treading this dreadful path, isn’t it wise to ask ourselves if we are ready to take that risk? Sure greater the risk, the rewards are (somewhat) equally great, but is it worth to try running even before we are ready to walk?

If you are aspiring to take the course of mutual fund investments to make a handsome living, then ask yourself if you’re ready to take high risks. If not, then better stick to large cap funds for starters. Though they are less risky than the more aggressive class of funds such as the small and midcaps, but in no way do they provide shabby returns. 
The Investor Checklist

If you’re a new fish in the ocean of investing, then you’ve a long way to swim till you reach the chest hidden somewhere deep inside the market. Though there are no shortcuts to become a millionaire overnight, but there are some serious tips that could help you reap a better harvest. 

For starters, ask yourself these questions:- 

What kind of investor am I?

Though at first it might appear as a tricky exercise, believe it that this is your entry ticket to the world of successful investing. If you are a moderate risk-taker, then you can try large cap funds for your portfolio; and if you’re a lousy risk-taker, then investing in these funds is a must. Reliance Large Cap Fund (G) and ICICI Prudential Bluechip Fund (G) are a couple of top performing large caps that can provide good returns with a relatively low risk exposure. 

How much can I spend on my investments?

While you may assume that the more the better shall be the case with mutual fund investments, the good news is budgets don’t really matter. Since it’s not possible for all to pour in a large sum at once, most of the fund houses have come up with easy Systematic Investment Plans that provide the convenience of investing in instalments. So, the next question that you need to figure out is your budget, and don’t bother if it isn’t much in the beginning. The aim is to get started!

How long shall I hold?

Honestly, there is no rock solid answer to this question, but there are some solid suggestions that can help you fetch great returns from your investment. Firstly, if you are planning to buy a top large cap fund, set your goal to stay put for at least five years. As history speaks for itself, there have been no (long lived) overnight successes and one has to bide one’s time to score success. Next, keep your financial advisor in loop to know if there’s any need to hold your investments longer, which in most cases would be a yes. So, the catch is that the longer you stay invested, the higher are your chances to win. 

What are the best options for me?

Typically, there can’t be a universal answer for every investor is different. However, we do have some strong recommendations in our bag that will give a thrust to your investments and help you make rich, in a better way. And, the honourable mentions are: -

1. Reliance Large Cap Fund (G)
This would perhaps be the first recommendation of every financial expert out there. The growth is clean, the returns are awesome, and the path to success is clear. 

2. HDFC Top 100 Fund (G)
Another great fund in the large cap mutual fund category, this fund definitely deserves your attention. It has been constantly ranked as the top large cap fund on many investment polls, and hence, shall not skip your list. 

3. Aditya Birla Sunlife Frontline Equity Fund (G)
A decorated fund of one of the most respected fund houses in India, Aditya Birla Mutual Fund, this fund is all set to make you grow bigger in the investment game. Ask anyone and the reviews will be positive, always. 

Now, don’t just stare at your wish list as wishes don’t come true until you work on them. Invest in the best large cap funds today, and make your wish a reality. 

Summary: This article tells about the various instances that an investor might face while planning an investment in mutual funds. There is a step-by-step guide that will help the readers to chart a course to their investment plan. It should be noted that the funds suggested here are not exhaustive, and the names are subject to change in the future. 
Don’t LikeRisks in Investments?Invest in Large Cap Fund
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Don’t LikeRisks in Investments?Invest in Large Cap Fund

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