Rand Robison : There are many ways that a person can learn to manage the way they spend through the month. A person merely has to conduct an online search to find millions of sites that offer reading material, as well as personal services. These sites offer some great tips that would help people develop healthy spending and budgeting habits. It is expensive to hire a professional to help determine your status and develop a plan to manage your finances. Such sites help a person learn management skills on their own, ultimately helping them save money.