What is auto insurance?
Auto insurance also known as vehicle insurance, car insurance, and motor insurance is the insurance for all kinds of road vehicles be it a two wheeler or four wheeler including cars, motorcycles, trucks. The main and important use of the auto insurance quotes is to provide protection financially against damage to the car, injury to the driver that can occur during a traffic collision. Another feature of auto insurance quotes is that they provide financial protection when there is a theft of the vehicle and damage to the vehicle and other issues that are quoted in the insurance policy.
One can avail auto insurance by applying to any insurance companies and get free auto insurance quotes either through an agent or free online auto insurance quotes.
Different types of auto insurance policies
There are basic three types of auto insurance policies and one can get free auto insurance quotes and protect one from the medical treatment cost in the hospital or if one has to hire a vehicle or for repair of the vehicle. One can refer to the website of the local Commissioner for the details of the free online auto insurance quotes and free auto insurance quotes. The Insurance Commissioner will approve the cover which has to be sold to whom on the basis of the documents submitted.
Types of policies:
Liability:
If the accident is due to your fault, and found to be responsible for the incident or the accident, then you need to pay for the injuries of the people who have suffered due to the accident. If you don’t have any policy insured for the auto or any funds, this is then considered as an offense and the states have all the authority to fine you for the accident and sometimes, your vehicle can also be confiscated.
Collision:
Any individual with the auto insurance quotes, will be getting the payment that is agreed at the time of policy making, for the repair of the vehicle when there is a damage to the vehicle due to crash with other vehicle or any other stationary property. If the total cost of repair is too high, then the car value is estimated and the reasonable market value of the car is given to the policyholder so that he can buy the replacement for the car.
Comprehensive:
The comprehensive policy holder will get the entire payment for the vehicle if the vehicle is damaged or stolen where a collision is not involved that is decided during making of the policy as per the auto insurance quotes discussed.
