Travel medical insurance plans are carefully formulated to help you during long journeys and trips. They are meant to remove a massive burden from your shoulders. There are several different types of travel medical insurance plans. As potential buyers, you should handpick plans that best suit your requirements. Remember that the town’s wisest policies can remove major risks from your trip and make the entire journey pleasant. With this being said, here is a quick walk through few well known travel medical insurance policies.
Policy #1 – Corporate Plans
The list of travel medical insurance plans begins with the corporate policy. As suggested by its name, the plan is meant for employees who belong to a specific company. The organization takes responsibility and covers both international and domestic journeys. However, the plan depends on your company and its terms. If you are not covered by a corporate travel insurance policy, it would be wise to avail third party assistance.
Policy #2 – Domestic & International Cover
The quest for domestic travel insurance plans has increased drastically in recent times. This is an exquisite plan that covers different types of incidents. This includes medical needs, permanent disabilities, death, lost baggage, personal liabilities and delay in travel. The policy becomes handy if you are ought to visit a foreign destination with very little insight into the travel experience. Just like domestic travel insurance policies, you can opt for international travel medical insurance plans too! These plans are designed to cover overseas trips and loss of critical travel documents.
Policy #3 – Plans for Seniors
It is quite interesting to note that there are special plans for individuals who are between 60 and 70 years of age. These plans are also known as Senior Citizen Travel Insurance schemes. They offer support with dental checkups and cashless hospitalization. These are two major advantages in availing the senior citizen travel insurance policy. Nonetheless, you should go through a series of medical procedures and interviews before qualifying for the financial support.
Policy #4 – Plans for Students
Travel medical insurance plans for students require very little paperwork. You will be astonished to note that the entire procedure requires less than a day and few online applications. The cover takes care of passport loss, basic medical treatments and study interruptions.
Policy #5 – Individual & Family Plans
Two other travel medical insurance plans would be the individual and family policies. These policies are closely related with one another. The family travel plan requires minimal paperwork and it is quite easy to claim disbursements. And, the individual travel plan handles trip curtailment, home burglary and cancellation of journey. One should read through the service provider’s terms before finalizing on any of these travel medical insurance plans.
Irrespective of the travel medical insurance policy you pick, make sure it offers in-out patient support and the coverage is meant for both domestic and international travel. The plan shouldn’t leave you astray when trips are cancelled or luggage gets lost. Likewise, the plan should provide personal accident coverage too!
On the whole, travel medical insurance plans will make sure you can handle trip delays, cancelled flights, stolen baggage and lost passports the right way!