Do you know the common reasons why people have bad credit?

Here are some common causes of bad credit: missed payments, high credit card balances, too many credit applications and defaults on loans.

But don't worry, it's never too late to turn things around. If you find yourself struggling with any of these issues; take control of your finances, make a plan to pay off debts, and stay on top of payments.

Remember, your credit score can impact your ability to secure loans, rent an apartment, and even get a job. So take the steps today to improve your financial health!

Source: https://www.newhorizon.org/credit-info/bad-credit-blues-a-practical-guide-to-interacting-with-lenders