A credit score of 707 is generally considered to be in the "good" range, but whether it's seen as truly good or just decent depends on the specific lender and the types of credit products you're applying for. Credit scores typically range from 300 to 850, and a score of 707 suggests responsible credit management and a history of on-time payments. This score should generally allow you to qualify for most credit products, but the interest rates and terms you receive may vary depending on the lender's criteria. To further improve your creditworthiness and potentially secure more favorable terms, it's advisable to continue practicing good financial habits, including making on-time payments, maintaining a low credit utilization rate (keeping balances below 30% of credit limits), and diversifying your credit mix. Regularly monitoring your credit report for accuracy, addressing any errors, and keeping records of signed approvals for your financial transactions can also help maintain and potentially boost your credit score over time.