Saksham Yuva Yojana Haryana and Pradhan Mantri Awas Yojana
Saksham Yuva Yojana Haryana is a government-sponsored scheme that aims to provide financial assistance to young entrepreneurs. The scheme offers a loan of up to Rs 2 lakh with an interest rate of 5%. Pradhan Mantri Awas Yojana (PMAY) is a similar scheme that was launched in 2015. PMAY offers a loan of up to Rs 4 crore with an interest rate of 4%.
Both schemes are available only to people who are between the ages of 18 and 35 years. Both schemes have been very successful in the past and have helped many young people launch their own businesses. In this blog post, we will explore how you can apply for SYJ and PMAY and what the eligibility requirements are.
Saksham Yuva Yojana Haryana
The saksham yuva yojana Haryana aims to create a pool of talented youth and provide them with the requisite skills, training and resources to enable them to take up professional or entrepreneurial pursuits. The scheme offers a range of incentives, including a monthly allowance of Rs 6000, loan assistance of up to Rs 10 lakh and job grants up to Rs 2 lakh.
So far, the scheme has benefited over 1.5 million youths in 11 states. In Haryana, it has created employment for over 2 lakh youths and helped them gain vital skills such as computer literacy and entrepreneurship. The state government has also launched two special schemes under the yojana – the Pradhan Mantri Awas Yojana (PMAY) and the Pradhan Mantri Gram Jyoti Yojana (PMGJY).
So far, the scheme has benefited over 1.5 million youths in 11 states. In Haryana, it has created employment for over 2 lakh youths and helped them gain vital skills such as computer literacy and entrepreneurship. The state government has also launched two special schemes under the yojana – the Pradhan Mantri Awas Yojana (PMAY) and the Pradhan Mantri Gram Jyoti Yojana (PMGJY).
Under PMAY, 90% loans upto Rs 5 lakh are available for construction of houses belonging to weaker sections, while under PMGJY, interest subsidy on home loans is being provided for households belonging to weaker sections.
Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana (PMAY) is a flagship programme of the Government of India aimed at providing rural households with sustainable and affordable housing. The programme is launched in two phases, with an initial corpus of Rs. 7,000 crore. The first phase will provide financial assistance to construct toilets in rural areas.
Under the scheme, households that meet certain eligibility criteria will be eligible for assistance, including those living in villages with less than 20% population coverage, belonging to weaker sections of society, and residing in areas that are poorly accessible or lack basic infrastructure such as roads and hospitals.
The second phase of the PMAY will focus on constructing more durable shelters suitable for all weather conditions. Households that qualify under this phase will receive assistance up to Rs 50,000 per house.
To date, over 1.03 crore toilets have been constructed under Phase-I of PMAY and over 3 lakh durable shelters have been built under Phase-II of the programme. In addition, over 11 lakh hectares has been brought under 'irrigation coverage' through Pradhan Mantri Krishi Sinchai Yojana (PMKSY).
Under the scheme, households that meet certain eligibility criteria will be eligible for assistance, including those living in villages with less than 20% population coverage, belonging to weaker sections of society, and residing in areas that are poorly accessible or lack basic infrastructure such as roads and hospitals.
The second phase of the PMAY will focus on constructing more durable shelters suitable for all weather conditions. Households that qualify under this phase will receive assistance up to Rs 50,000 per house.
To date, over 1.03 crore toilets have been constructed under Phase-I of PMAY and over 3 lakh durable shelters have been built under Phase-II of the programme. In addition, over 11 lakh hectares has been brought under 'irrigation coverage' through Pradhan Mantri Krishi Sinchai Yojana (PMKSY).
Haryana is one of the 29 states in India. It has an area of 253,123 square kilometers and a population of approximately 32 crore people. The state is bounded by Punjab to the north, Uttar Pradesh to the east, Rajasthan to the south and west, and Delhi to the northwest. The capital city of Haryana is Chandigarh.
The state has several important rivers including the Yamuna, Ganges, Jhelum and Sutlej. Some of the other major cities in Haryana are Ambala, Faridabad, Karnal, Kurukshetra and Rohtak. The state has a number of temples including Somanath Temple in Manali, Omkareshwar Temple in Ambala and Kurukshetra Mahadev Temple.
The state has several important rivers including the Yamuna, Ganges, Jhelum and Sutlej. Some of the other major cities in Haryana are Ambala, Faridabad, Karnal, Kurukshetra and Rohtak. The state has a number of temples including Somanath Temple in Manali, Omkareshwar Temple in Ambala and Kurukshetra Mahadev Temple.
It also has a number of universities including Panjab University at Chandigarh, University of Haryana at Hisar, Sri Krishnadev Brindha Sansthan at Jatindera and National Institute of Fashion Technology (NIFT) at Faridabad.
Conclusion
Haryana is all set to benefit from the Pradhan Mantri Awas Yojana (PMAY) and saksham yuva yojana Haryana. The state will get Rs 73,000 crore in the form of financial assistance under these schemes during the next five years. Under SYJ, contributions from employers towards housing and other essential infrastructure for rural poor will be increased by up to Rs 2.5 lakh per employee each year. Haryana has a population of 27 crore people, among which 12 crore reside in rural areas.
