NAAC Spring Loan Product Experience Design & Automation

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Applying an innovative approach to small-dollar loan
to enable social borrowing

The SPRING Loan Program aims to address the issue of expanding consumer access to financial institutions and provide alternatives to high-cost small dollar loans   Created to help the unbanked and underbanked populations build credit, access affordable capital, and allow greater access into the mainstream financial system.

 The NAAC is a US Dept. of Treasury-Certified Community Development Financial Institutions (CDFI) and a HUD-Approved 501(c)(3) nonprofit Housing Counseling Agency providing its services to over 18,000 minority families in diverse communities throughout California by preparing clients for mortgages and becoming sustainable homeowners. As an approved SBA Microloan Intermediary Lender and IBank-guaranteed lender, NAAC is a resource by qualified small businesses and non-traditional borrowers for access to capital and other financing options to assist underserved communities.

“The future of lending has long been touted to be inevitably digital, but by infusing this immutable fact with accessible financial management education we are confident that these early initiatives shall be the catalyst for the eradication of predatory lending institutions, which continue to victimize our historically disadvantaged communities by enabling chronic systems of cyclical debt,” Dimacali said.

"The SPRING Small Business Loan was successfully launched on May 19 at Faith Church in LA. The SPRING SBL platform, powered by Asenso, will match small business owners with the loans that are appropriate for their needs and credit risk rating. It will also give more community banks and CDFIs the chance to offer their loan products to a broader market of small business owners–creating a win-win ecosystem for all of us."

NAAC Spring Loan Product Experience Design & Automation powered by Asenso

ASENSO Team 
Winston Damarillo
Keny Chang
Cindy Ty
Rachelle Baliao
 Erika Mababa

Talino Design Lab
Niña Terol  
Dom De Leon  
Johnny Berbaño
 Gian Paulo Bautista 
Des Arellano 

Global Tech Team 
Miguel Cabral  
Iyah Nuestro
Nikko Guiam
Yñigo Paulino  
John Dometita
Yñigo Paulino
Kim Fajardo
Pres Toñacao
Jayvee Lugod
Earl Agbay
Dioven Toring
Allan Isip
SJ Balatan
Jeff Fermo
Jolo Rosit
Nelanie Nimis

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