The number of people who need medical care should include all Americans who need preventive care at some minimum level, as the only way to reduce obesity, diabetes, heart disease, cancer, and many other chronic diseases. Currently, the main benefit of health insurance is not just that it is expected to pay for services provided by doctors and hospitals, but rather that, without health insurance, most people would have no bargaining power to deal with doctor and hospital charges. Most hospitals and doctors have contracts with specific health plans that will pay specific amounts for services, regardless of the actual charges by the healthcare provider. – Law Offices of Bruce G. Fagel & Associates