According to Dr. Bruce G. Fagel, the costs of future medical care for a patient with a severe brain injury can easily exceed several million dollars, even for someone with a markedly reduced life expectancy. Most doctors in California still have the same $1 million limit for their professional liability insurance that they had in 1975. This means that a doctor who is found to be legally liable for a catastrophic injury to a patient could easily face a potential judgment of several million dollars above their insurance. – Law Offices of Bruce G. Fagel & Associates