IDFC First Bank is one of the fastest-growing financial institutions in India with an aim to provide multiple credit options to a large section of people be it is any reason. It offers personal loans to its customers at attractive rates and flexible repayment options.

The personal loan interest rates offered by the IDFC FIRST are best suited to the requirement of their customers. The rate of interest starts from 12% onwards on a personal loan and it varies with each customer based on their credit profile.

•    Flexible interest rates
•    Instant loan approval
•    Easy Documentation Process & 100% Transparency
•    Maximum Loan up to Rs. 15 lacs
•    Flexible Repayment options, ranging from 1 to 5 years
•    Zero hidden charges and low processing fees
•    Fast disbursal with money in your account within 2 days

Easy Process: Gone are those days when the process of loan approval takes so long. Herewith IDFC bank, you can get an instant loan at the online platform be it is of the bank, NBFCs, or taking the help of the Fintech organization. It is all possible because of minimal documentation, and quick disbursal works as an icing on the cake.

Easily available: The best part about applying for a personal loan with IDFC First bank is that it is available for both salaried and self-employed professionals.

High Loan Amount: Interested salaried and self-employed professionals can avail of any amount between 1 lakh and 25 lakhs. 

Convenient Repayment Plans: You can select the tenure as per your convenience i.e. 12 months to 60 months s to repay your Personal Loan.

Top-up facility: If you need extra funds after applying for one personal loan then you can borrow more funds via the top-up facility easily at IDFC First bank.

The minimum age to apply for a loan with IDFC First bank is 23 years and the maximum is 52 years.

The minimum salary requirement to apply for IDFC's first bank personal loan is Rs 18000 per month.

•    Salaried doctors
•    Employees of Public and private limited companies
•    Public and private limited companies
•    Government sector employees including Public Sector Undertakings and central and local bodies

•    Identity proof: Aadhar Card/Voter Id Card/Passport/Driving License
•    Income proof: Salary slip of the last 3 months with Form 16
•    Bank Statement: Bank statement of last 3 months or bank passbook of 6 months
•    Address Proof: Aadhar Card/Voter Id Card/Passport/Driving License

Online via Bank’s website, or there are other platforms including NBFC or Fintech organization where you can apply for a personal loan. All you are required to check your loan eligibility and know about the loan offers for which you are eligible. Post that, fill the loan application form along with the submission of the required documents. Once the lender does the verification of the documents. The loan gets disbursed in a few hours.

To do IDFC Personal Loan Status check online, you just need to input your loan application number and the registered mobile number. So, you can sit at home and can track IDFC Personal Loan Status with ease. 

•    You need to visit the official website of IDFC First Bank.
•    After that click on ‘Check loan application status’.
•    After that, you are required to enter your registered mobile number and date of birth to log in to your IDFC Personal Loan Status of your application.
•    Then the status of your loan is displayed.

Or else, you input your application number.

Then, IDFC Personal Loan Status appeared on your mobile or computer screen.

IDFC First bank understands well that the financial needs do not always appear when you are expecting them. In fact, you may need money at a time when you are least ready for it that is why they come up with the option of a personal loan at a lower-interest-rate without giving any collateral like jewelry or mortgaging the house, etc.