The government of Bihar established this program in October 2016. The Mukhyamantri Nishchay Swayam Sahayata Bhata Yojana (MNSSBY), run by the Bihar Vikas Mission, involves the Bihar Student Credit Card program. You can use credit cards to make payments up to the amount that this program authorization.
Transgender applicants, students who identify as persons with disabilities (PwD), and female candidates can apply for the loan at a 1% reduced interest rate. Furthermore, for a year following the end of their education or for six months following the beginning of their employment, students will not be required to pay interest on their loans. The funded by the government Bihar Student Credit Card programs helps low-income students in pursuing higher education.