Like all things, having a great life during your retirement years starts with a good plan. While many folks start planning for retirement early, many things happen along the way to derail their original plans. Hardships happen in life, you may borrow against your 401K to purchase a home, many folks discover that a divorce decimates income they’d counted on for their retirement years.

If long-term illness, paying for unexpected hardships and other problems finds you middle-aged and wondering how to pay for retirement, there is hope and several ways to recover using a revised retirement plan.

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