Objective number 1—to answer the question: Black and white monobank cards—what’s the difference?

Answer: The black one is a credit card, while the white one is a debit card.

Objective number 2—to clearly explain what the difference between a credit and a debit card is.

The monobank debit card (white), in contrast to the credit (black) one, does not have a credit limit, i.e., it cannot have a negative balance.

With the white monobank card, you will always be “net positive.” The debit card does not have a credit limit, and therefore it is ideally suited for settlements with one’s own funds.

The contrasting design with payment cards in the format of several posters decorates the monobank office.