Sergeant Roy Bowser Jr. graduated magna cum laude with a BS in business administration from TU. In 2006, the chief master sergeant was awarded the Air Force Enlisted Aide of the Year. Since 2017, Sergeant Roy Bowser Jr. has been an independent claims adjuster in Mobile, Arizona. Part of his work includes handling and processing fire, wind, hail, and water damage claims.
Water damage can be financially devastating and inconvenient for homeowners without adequate insurance. However, for those with insurance, knowing what steps to take immediately following water damage can be helpful in facilitating your claim.
The first step is to know what is covered and not covered by your insurance. For example, most standard policies specifically exclude damage from gradual leaks. It might be a good idea to seek the assistance of an insurance agent to interpret the wording and conditions stipulated in your insurance policy.
If you have flood water insurance, you should file your claim as soon as possible. Federal flood policies give claimants 60 days to document and file a claim.
Even if you have damaged property, you are advised not to dispose of it until an insurance claims adjuster has finalized reviewing your claim. Remember, many policies have a provision for storage costs reimbursement as your home is being repaired.
Water damage can be financially devastating and inconvenient for homeowners without adequate insurance. However, for those with insurance, knowing what steps to take immediately following water damage can be helpful in facilitating your claim.
The first step is to know what is covered and not covered by your insurance. For example, most standard policies specifically exclude damage from gradual leaks. It might be a good idea to seek the assistance of an insurance agent to interpret the wording and conditions stipulated in your insurance policy.
If you have flood water insurance, you should file your claim as soon as possible. Federal flood policies give claimants 60 days to document and file a claim.
Even if you have damaged property, you are advised not to dispose of it until an insurance claims adjuster has finalized reviewing your claim. Remember, many policies have a provision for storage costs reimbursement as your home is being repaired.
